Our Commitment to Privacy

Pinas Easy Cash Lending Corp. complies with:

• Republic Act No. 10173 – Data Privacy Act of 2012

• Its Implementing Rules and Regulations

• Bangko Sentral ng Pilipinas (BSP) guidelines applicable to lending companies

• Anti-Money Laundering Act (AMLA) requirements

• Other relevant Philippine financial and consumer protection laws

Safeguarding your personal information is not just a legal obligation but a core part of our service commitment to you.

Information We Collect

We collect personal and non-personal data when you apply for a loan, visit our office or website, communicate with us or submit documents for verification.

Identification & Contact Data

• Full Name

• Address (present & permanent)

• Mobile Number

• Email Address

• Date of Birth

• 2×2 Photo

• Government-issued IDs (UMID, Driver’s License, PhilHealth, Passport, etc.)

• Proof of Billing

• Barangay Clearance / Proof of Residency

Employment & Income Information

• Employer Name

• Payslip / Income Proof

• Company ID

• Job Position

• Certificate of Employment (if applicable)

• Other supporting financial documents

Business Information (for Business Loans)

• Business Permits

• Store rental documents

• Income records

• Photos of shop or merchandise

Collateral Information (if applicable)

• Vehicle documents

• Property documents

• Asset photos

Office Visit & Communication Records

• CCTV footage inside our premises

• Voice recordings (only for monitored phone calls with consent)

Website & Device Data

• IP address

• Browser type

• Pages visited

• Cookies

• Analytics data (non-identifiable)

We do not collect or store debit/credit card numbers.

Why We Collect Your Data

• To process and service your loan applications

• To assess creditworthiness and manage accounts

• To comply with legal and regulatory obligations

• To conduct market research, profiling, and analytics

• To communicate updates, offers, and support

• Improve customer service and operations

• Verify identity and prevent fraud

How We Obtain Consent

• Loan application forms

• Online submissions

• Verbal consent during recorded calls

• Written agreements

You may withdraw consent at any time by contacting our Data Protection Officer (DPO), subject to legal limitations.

How We Use Your Data

• Provide financial products and services

• Execute legitimate business and contractual obligations

• Prevent fraud, identity theft, and suspicious transactions

• Perform internal reporting, analytics, and process improvement

• Customise communication and service experience

Who We Share Your Data With

We share your information only on a need-to-know basis under confidentiality terms.

Regulatory & Government Agencies

• National Privacy Commission (NPC)

• Anti-Money Laundering Council (AMLC)

• Courts or law enforcement (when required)

Service Providers

• IT service providers

• Verification partners

• SMS/email notification services

• Auditors

3. Contractual Partners

• Appraisers

• Insurance providers (when required for collateral)

We do NOT sell or share your data for marketing purposes.

Data Transfers

If needed, data may be stored or processed outside the Philippines using secure, reputable cloud services.
PEC uses industry-standard safeguards and contracts to ensure adequate data protection.

Cookies & Web Analytics

PEC uses cookies and website analytics tools to:

• Improve user experience

• Analyze site usage

• Enhance website performance

You may choose to disable cookies in your browser settings.

How We Protect Your Data

We implement:

Technical Safeguards

• Password-protected systems

• Firewalls and encryption

• Secured digital records

Organizational Measures

• Designated Data Protection Officer

• Privacy training for authorized staff

• Confidentiality agreements

Physical Safeguards

• Locked storage for physical files

• CCTV monitoring inside the office

• Restricted employee access

Data Retention & Disposal

We retain your information for as long as:

• Required by law

• Necessary for business or loan-related purposes

• Needed for regulatory compliance

Data is disposed securely through shredding (physical records) or permanent deletion/erasure (digital records).

Your Rights Under the Data Privacy Act

As a data subject, you have the right to:

• Be informed

• Access your data

• Rectify incorrect information

• Object to data processing

• Request deletion/blocking (subject to regulations)

• Data portability

• File a complaint with the NPC

Exercising Your Rights

You may submit requests, concerns, or complaints through our Data Protection Officer:

Pinas Easy Cash Lending Corp. (PEC)
Market Stall K-4, Bulaon Public Market,
Bulaon, City of San Fernando, Pampanga
Phone: 0921 843 6138 - Smart, 0905 732 6433 - Globe

Changes to This Privacy Policy

We may revise this policy to reflect legal updates or operational changes. The latest version will always be posted on our website with the updated date.